What is the difference between credit card and debit card?

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Credit cards allow users to borrow money from the card issuer, while debit cards deduct funds directly from the user's bank account.

Credit cards allow users to borrow money up to a certain limit set by the issuer, while debit cards only allow spending up to the available balance in the linked bank account.
Credit cards charge interest on the borrowed amount if not paid in full by the due date, while debit cards do not incur interest as purchases are made with existing funds.
Credit cards often come with rewards programs and benefits, while debit cards typically do not offer such perks.
Credit cards can help build credit history, while debit card usage does not impact credit scores.
Examples: Visa, Mastercard, American Express are common credit card issuers. Examples of debit card networks include Visa Debit, Mastercard Debit, and Maestro.

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