Retail Credit Officer
Annual salary range
₹1.1 Lakh - ₹11.8 Lakhs
Moderate Confidence 
Moderate Confidence means the data is based on a sufficient number of latest salaries.
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Filter salaries byRetail Credit Officer Salary in India (Updated 2025)
based on 24
latest salaries
• updated:
12 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Retail Credit Officer Salary in India ranges between ₹1.1 Lakh to ₹11.8 Lakhs for less than 1 year of experience to 10 years of experience. Salary estimates are based on 24 latest salaries received from...
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| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
6
yrs
exp.
(7 salaries)
|
₹2.1 L/yr - ₹3 L/yr | |
0 -
3
yrs
exp.
(6 salaries)
|
₹1.1 L/yr - ₹1.8 L/yr | |
Login to view exact salary
| ||
8 -
13
yrs
exp.
(3 salaries)
|
₹6.5 L/yr - ₹7.3 L/yr | |
1 -
2
yrs
exp.
(AmbitionBox Estimate)
|
₹1.9 L/yr - ₹2.4 L/yr | |
1 -
2
yrs
exp.
(AmbitionBox Estimate)
|
₹2.2 L/yr - ₹2.8 L/yr | |
7 -
9
yrs
exp.
(AmbitionBox Estimate)
|
₹5.9 L/yr - ₹7.5 L/yr | |
8 -
10
yrs
exp.
(AmbitionBox Estimate)
|
₹10.6 L/yr - ₹13.6 L/yr | |
5 -
6
yrs
exp.
(AmbitionBox Estimate)
|
₹10.8 L/yr - ₹13.8 L/yr | |
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| ||
3 yrs
exp.
(AmbitionBox Estimate)
|
₹2.3 L/yr - ₹2.9 L/yr | |
5 yrs
exp.
(AmbitionBox Estimate)
|
₹1.7 L/yr - ₹2.2 L/yr | |
Latest annual salaries shared by Retail Credit Officers
1w ago
HDB Financial Services
Retail Credit Officer
1 year exp.
2mo ago
HDFC Sales
Retail Credit Officer
3 years exp.
3mo ago
HDFC Bank
Retail Credit Officer
6 years exp.
3mo ago
I Process Services
Retail Credit Officer
5 years exp.
4mo ago
Bank of Baroda
Retail Credit Officer
10 years exp.
4mo ago
HDFC Bank
Retail Credit Officer
5 years exp.
4mo ago
Karur Vysya Bank
Retail Credit Officer
6 years exp.
6mo ago
HDFC Bank
Retail Credit Officer
3 years exp.
7mo ago
ICICI Bank
Retail Credit Officer
1 year exp.
9mo ago
HDB Financial Services
Retail Credit Officer
3 years exp.
View all latest salaries
Retail Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
Fresher
(1
salaries)
|  ₹2.1 L/yr - ₹2.1 L/yr |
1
year
(5
salaries)
| ₹1.5 L/yr - ₹2.1 L/yr |
Login to view exact salary
| |
2
years
(4
salaries)
| ₹1.1 L/yr - ₹3 L/yr |
3
years
(3
salaries)
| ₹1.8 L/yr - ₹2.6 L/yr |
4
years
(1
salaries)
| ₹3 L/yr - ₹3 L/yr |
View all salaries by experience
Retail Credit Officer Jobs in India
Retail Credit Officer
· 0-5 years
Randstad
₹1.5
L/yr
- ₹2.8
L/yr
Hyderabad / Secunderabad
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Accounts Officer Salary
2 -
15
years
exp.
(26k salaries)
| ₹1.9 L/yr - ₹7.9 L/yr |
Relationship Manager Salary
1 -
8
years
exp.
(80k salaries)
| ₹2.1 L/yr - ₹8 L/yr |
Login to view exact salary
| |
Senior Manager Salary
6 -
20
years
exp.
(1.7L salaries)
| ₹7 L/yr - ₹40.5 L/yr |
Senior Executive Salary
2 -
11
years
exp.
(2.5L salaries)
| ₹2.4 L/yr - ₹9.5 L/yr |
Management Trainee Salary
0 -
8
years
exp.
(50.4k salaries)
| ₹2 L/yr - ₹17 L/yr |
View more similar designations
Top skills for Retail Credit Officer
Retail Credit Officer Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Chennai
Retail Credit Officer
1 -
6
years
exp.
| ₹1.1 L/yr - ₹15 L/yr |
Pune
Retail Credit Officer
3 -
6
years
exp.
| ₹1.8 L/yr - ₹3 L/yr |
Login to view exact salary
| |
Mumbai
Retail Credit Officer
2 -
10
years
exp.
| ₹2.2 L/yr - ₹11.8 L/yr |
Jaipur
Retail Credit Officer
0 -
1
year
exp.
| ₹1.9 L/yr - ₹2.4 L/yr |
New Delhi
Retail Credit Officer
1 -
2
years
exp.
| ₹1.6 L/yr - ₹3.5 L/yr |
View More
Retail Credit Officer Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Retail Credit Officer
0 -
10
years
exp.
| ₹1.5 L/yr - ₹11.8 L/yr |
Banking Retail Credit Officer
0 -
10
years
exp.
| ₹1.5 L/yr - ₹11.8 L/yr |
Login to view exact salary
| |
NBFC Retail Credit Officer
0 -
6
years
exp.
| ₹1.5 L/yr - ₹3 L/yr |
Media & Entertainment / Publishing Retail Credit Officer
0 -
6
years
exp.
| ₹2.1 L/yr - ₹3 L/yr |
Insurance Retail Credit Officer
0 -
6
years
exp.
| ₹2.1 L/yr - ₹3 L/yr |
View More
Frequently Asked Questions (FAQS) about Retail Credit Officer Salaries
What is the salary of a Retail Credit Officer in India?
The salary of a Retail Credit Officer in India varies based on experience, location, company & Industry.
On average, Retail Credit Officer salaries ranges from ₹1.1 Lakhs to ₹11.8 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹1.1 Lakhs to ₹11.8 Lakhs per year, with the highest salary reaching ₹ Lakhs to ₹ Lakh per year. Salary estimates are based on 24 salaries received from various Retail Credit Officers across industries.
The average starting salary is around ₹1.1 Lakhs to ₹11.8 Lakhs per year, with the highest salary reaching ₹ Lakhs to ₹ Lakh per year. Salary estimates are based on 24 salaries received from various Retail Credit Officers across industries.
What are the top paying cities for Retail Credit Officer in India?
The annual salary for Retail Credit Officer in India varies by location. Top paying cities for Retail Credit Officer are
Salary expectations for Retail Credit Officer may vary based on job roles, experience, and specific employer requirements.
| Retail Credit Officer Salary in Chennai | ₹1.1 Lakhs to ₹15.0 Lakhs per year |
| Retail Credit Officer Salary in Pune | ₹1.8 Lakhs to ₹3.0 Lakhs per year |
| Retail Credit Officer Salary in Mumbai | ₹2.2 Lakhs to ₹11.8 Lakhs per year |
| Retail Credit Officer Salary in Jaipur | ₹1.9 Lakhs to ₹2.4 Lakhs per year |
| Retail Credit Officer Salary in New Delhi | ₹1.6 Lakhs to ₹3.5 Lakhs per year |
What are the top paying industries for Retail Credit Officer in India?
Top 5 paying Industries for Retail Credit Officer in India are:
| Retail Credit Officer Salary in Financial Services | ₹1.5 Lakhs to ₹11.8 Lakhs per year |
| Retail Credit Officer Salary in Banking | ₹1.5 Lakhs to ₹11.8 Lakhs per year |
| Retail Credit Officer Salary in NBFC | ₹1.5 Lakhs to ₹3.0 Lakhs per year |
| Retail Credit Officer Salary in Media & Entertainment / Publishing | ₹2.1 Lakhs to ₹3.0 Lakhs per year |
| Retail Credit Officer Salary in Insurance | ₹2.1 Lakhs to ₹3.0 Lakhs per year |
What are the fresher salaries as Retail Credit Officer?
Fresher salaries for Retail Credit Officer in India typically range from ₹2.1 Lakhs to ₹2.1 Lakhs per year, depending on the company, location, and skill set. Fresher salaries are generally higher in IT Industry than in other Industries in India.
How does experience affect salaries of a Retail Credit Officer in India?
Experience significantly impacts a Retail Credit Officer salary in India. Salaries increase with experience, as Retail Credit Officer take on more complex tasks, responsibilities, and leadership roles.
Retail Credit Officer salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| Fresher | ₹2.1 Lakhs to ₹2.1 Lakhs per year |
| 1 year | ₹1.5 Lakhs to ₹2.1 Lakhs per year |
| 2 years | ₹1.1 Lakhs to ₹3.0 Lakhs per year |
| 3 years | ₹1.8 Lakhs to ₹2.6 Lakhs per year |
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