Junior Credit Officer
Annual salary range
₹1.2 Lakh - ₹4 Lakhs
High Confidence 
High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byJunior Credit Officer Salary in India (Updated 2025)
based on 81
latest salaries
• updated:
11 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Junior Credit Officer Salary in India ranges between ₹1.2 Lakh to ₹4 Lakhs for 1 year of experience to 4 years of experience. Salary estimates are based on 81 latest salaries received from Junior Credit...
Read More
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
4
yrs
exp.
(41 salaries)
|
₹1.2 L/yr - ₹3.5 L/yr | |
0 -
5
yrs
exp.
(9 salaries)
|
₹1 L/yr - ₹3.5 L/yr | |
Login to view exact salary
| ||
1 -
5
yrs
exp.
(8 salaries)
|
₹2.4 L/yr - ₹3.3 L/yr | |
1 -
4
yrs
exp.
(5 salaries)
|
₹1.2 L/yr - ₹3 L/yr | |
1 -
5
yrs
exp.
(5 salaries)
|
₹2.8 L/yr - ₹4 L/yr | |
1 -
5
yrs
exp.
(4 salaries)
|
₹1.2 L/yr - ₹2 L/yr | |
4 -
9
yrs
exp.
(4 salaries)
|
₹2.4 L/yr - ₹3.6 L/yr | |
0 -
2
yrs
exp.
(4 salaries)
|
₹2.5 L/yr - ₹3.8 L/yr | |
Login to view exact salary
| ||
1 -
3
yrs
exp.
(3 salaries)
|
₹2.6 L/yr - ₹3.5 L/yr | |
|
0 -
1
yrs
exp.
(3 salaries)
|
₹1.4 L/yr - ₹3 L/yr | |
Latest annual salaries shared by Junior Credit Officers
1d ago
Mahashakti Financiers
Junior Credit Officer
1 year exp.
2w ago
HDFC Sales
Junior Credit Officer
2 years exp.
3w ago
The Saraswat Co-operative Bank
Junior Credit Officer
2 years exp.
1mo ago
HDFC Sales
Junior Credit Officer
2 years exp.
1mo ago
Wonder Home Finance
Junior Credit Officer
2 years exp.
2mo ago
HDFC Sales
Junior Credit Officer
1 year exp.
2mo ago
Yogakshemam Loans
Junior Credit Officer
4 years exp.
2mo ago
HDB Financial Services
Junior Credit Officer
2 years exp.
4mo ago
Midland Microfin Limited
Junior Credit Officer
3 years exp.
5mo ago
HDB Financial Services
Junior Credit Officer
1 year exp.
View all latest salaries
Junior Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(26
salaries)
|  ₹1.2 L/yr - ₹3.5 L/yr |
2
years
(27
salaries)
| ₹1.3 L/yr - ₹4.4 L/yr |
Login to view exact salary
| |
3
years
(22
salaries)
| ₹1.2 L/yr - ₹3.3 L/yr |
4
years
(4
salaries)
| ₹2.5 L/yr - ₹4 L/yr |
Junior Credit Officer Jobs in India
Junior Credit Officer
· 1-5 years
Northeast Chit Fund Services
₹3
L/yr
- ₹5
L/yr
Hyderabad / Secunderabad
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Senior Executive Salary
2 -
11
years
exp.
(2.5L salaries)
| ₹2.4 L/yr - ₹9.5 L/yr |
Credit Manager Salary
1 -
10
years
exp.
(20k salaries)
| ₹3 L/yr - ₹13 L/yr |
Login to view exact salary
| |
Senior Manager Salary
6 -
20
years
exp.
(1.7L salaries)
| ₹7 L/yr - ₹40.6 L/yr |
Credit Analyst Salary
1 -
8
years
exp.
(7.5k salaries)
| ₹2.2 L/yr - ₹16 L/yr |
Customer Care Executive Salary
0 -
5
years
exp.
(59.2k salaries)
| ₹1.1 L/yr - ₹4 L/yr |
View more similar designations
Salary related reviews by similar designations like Junior Credit Officer
HDB Financial Services
Sales Executive
• posted on 27 Jan 2023
Likes
Working Conditions are good,Face to Face interview selection procedure , Experience also needed. Job security is not as its a sales profile. Work pressure is also their.
read more- Salary - Excellent
+6 more
Dislikes
...ait too long for pramotion due to very high competition and less requirements. Salary is average you don't get very well appraisal.
read moreHDB Financial Services
Sales Executive
• posted on 14 May 2023
Likes
Salary on time
- Job security - Excellent
Dislikes
ARJIT MAITY(AREA HEAD)& ANGITA BOSE BISWAS (SALES MANAGER) THEY BOTH HAVE NO IDEA HOW TO BEHAVE WITH THERE COLLEAGUE,TEAMS & JUNIORS WORKING TIMEING ALSO NOT GOOD
read more- Skill development - Bad
+4 more
HDB Financial Services
Sales Executive
• posted on 20 Feb 2022
Likes
Good work environment and culture. Teammates are supportive and the management is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policy are good
read more- Salary - Good
+5 more
Dislikes
Salary is not decent and career growth is slow.
- Work-life balance - Poor
HDB Financial Services
Sales Executive
• posted on 14 Jun 2023
Likes
... good for freshers we can start our career with hdb but pramotion is not good. No salary hike no pramotion.
read more- Skill development - Excellent
+3 more
Dislikes
No pramotion no salary hike
HDB Financial Services
Sales Executive
• posted on 20 Aug 2024
Likes
Job is good,I'm currently working in HDB finance I liking it very much
- Job security - Good
+3 more
Dislikes
According to my salary is low but initially we work and took effect means incentive will be getting lot
read more- Skill development - Poor
+1 more
Top skills for Junior Credit Officer
Junior Credit Officer Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Jaipur
Junior Credit Officer
1 -
3
years
exp.
| ₹1.2 L/yr - ₹2.6 L/yr |
New Delhi
Junior Credit Officer
1 -
4
years
exp.
| ₹1.2 L/yr - ₹3 L/yr |
Login to view exact salary
| |
Mumbai
Junior Credit Officer
1 -
3
years
exp.
| ₹1.8 L/yr - ₹4.4 L/yr |
Kolkata
Junior Credit Officer
1 -
3
years
exp.
| ₹1.2 L/yr - ₹1.8 L/yr |
Hyderabad / Secunderabad
Junior Credit Officer
1 -
3
years
exp.
| ₹1.3 L/yr - ₹3.5 L/yr |
View More
Junior Credit Officer Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Junior Credit Officer
1 -
4
years
exp.
| ₹1.2 L/yr - ₹3.8 L/yr |
NBFC Junior Credit Officer
1 -
4
years
exp.
| ₹1.2 L/yr - ₹3.5 L/yr |
Login to view exact salary
| |
Banking Junior Credit Officer
1 -
4
years
exp.
| ₹1.2 L/yr - ₹3.3 L/yr |
BPO/KPO Junior Credit Officer
1 -
3
years
exp.
| ₹1.2 L/yr - ₹3.3 L/yr |
Insurance Junior Credit Officer
1 -
4
years
exp.
| ₹1.2 L/yr - ₹13.5 L/yr |
View More
Frequently Asked Questions (FAQS) about Junior Credit Officer Salaries
What is the salary of a Junior Credit Officer in India?
The salary of a Junior Credit Officer in India varies based on experience, location, company & Industry.
On average, Junior Credit Officer salaries ranges from ₹1.2 Lakhs to ₹4.0 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹1.2 Lakhs to ₹4.0 Lakhs per year, with the highest salary reaching ₹1.2 Lakhs to ₹3.3 Lakhs per year. Salary estimates are based on 81 salaries received from various Junior Credit Officers across industries.
The average starting salary is around ₹1.2 Lakhs to ₹4.0 Lakhs per year, with the highest salary reaching ₹1.2 Lakhs to ₹3.3 Lakhs per year. Salary estimates are based on 81 salaries received from various Junior Credit Officers across industries.
What are the top paying cities for Junior Credit Officer in India?
The annual salary for Junior Credit Officer in India varies by location. Top paying cities for Junior Credit Officer are
Salary expectations for Junior Credit Officer may vary based on job roles, experience, and specific employer requirements.
| Junior Credit Officer Salary in Jaipur | ₹1.2 Lakhs to ₹2.6 Lakhs per year |
| Junior Credit Officer Salary in New Delhi | ₹1.2 Lakhs to ₹3.0 Lakhs per year |
| Junior Credit Officer Salary in Mumbai | ₹1.8 Lakhs to ₹4.4 Lakhs per year |
| Junior Credit Officer Salary in Kolkata | ₹1.2 Lakhs to ₹1.8 Lakhs per year |
| Junior Credit Officer Salary in Hyderabad / Secunderabad | ₹1.3 Lakhs to ₹3.5 Lakhs per year |
What are the top paying industries for Junior Credit Officer in India?
Top 5 paying Industries for Junior Credit Officer in India are:
| Junior Credit Officer Salary in Financial Services | ₹1.2 Lakhs to ₹3.8 Lakhs per year |
| Junior Credit Officer Salary in NBFC | ₹1.2 Lakhs to ₹3.5 Lakhs per year |
| Junior Credit Officer Salary in Banking | ₹1.2 Lakhs to ₹3.3 Lakhs per year |
| Junior Credit Officer Salary in BPO/KPO | ₹1.2 Lakhs to ₹3.3 Lakhs per year |
| Junior Credit Officer Salary in Insurance | ₹1.2 Lakhs to ₹13.5 Lakhs per year |
How does experience affect salaries of a Junior Credit Officer in India?
Experience significantly impacts a Junior Credit Officer salary in India. Salaries increase with experience, as Junior Credit Officer take on more complex tasks, responsibilities, and leadership roles.
Junior Credit Officer salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 1 year | ₹1.2 Lakhs to ₹3.5 Lakhs per year |
| 2 years | ₹1.3 Lakhs to ₹4.4 Lakhs per year |
| 3 years | ₹1.2 Lakhs to ₹3.3 Lakhs per year |
| 4 years | ₹2.5 Lakhs to ₹4.0 Lakhs per year |
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