Area Credit Officer
Annual salary range
₹2.7 Lakhs - ₹8.9 Lakhs
High Confidence 
High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byArea Credit Officer Salary in India (Updated 2025)
based on 55
latest salaries
• updated:
3 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Area Credit Officer Salary in India ranges between ₹2.7 Lakhs to ₹8.9 Lakhs for 3 years of experience to 9 years of experience. Salary estimates are based on 55 latest salaries received from Area Credit...
Read More
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
4 -
9
yrs
exp.
(52 salaries)
|
₹3 L/yr - ₹10 L/yr | |
3 -
4
yrs
exp.
(AmbitionBox Estimate)
|
₹3.1 L/yr - ₹3.9 L/yr | |
Login to view exact salary
| ||
4 -
5
yrs
exp.
(AmbitionBox Estimate)
|
₹2.3 L/yr - ₹3 L/yr | |
8 -
13
yrs
exp.
(AmbitionBox Estimate)
|
₹4.6 L/yr - ₹5.9 L/yr | |
0 -
3
yrs
exp.
(AmbitionBox Estimate)
|
₹4.1 L/yr - ₹5.3 L/yr | |
3 yrs
exp.
(AmbitionBox Estimate)
|
₹2.4 L/yr - ₹3 L/yr | |
5 yrs
exp.
(AmbitionBox Estimate)
|
₹2.9 L/yr - ₹3.7 L/yr | |
17 yrs
exp.
(AmbitionBox Estimate)
|
₹10.7 L/yr - ₹13.7 L/yr | |
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| ||
5 yrs
exp.
(AmbitionBox Estimate)
|
₹2.7 L/yr - ₹3.5 L/yr | |
8 yrs
exp.
(AmbitionBox Estimate)
|
₹2.5 L/yr - ₹3.2 L/yr | |
Latest annual salaries shared by Area Credit Officers
2w ago
Axis Bank
Area Credit Officer
5 years exp.
2w ago
Axis Bank
Area Credit Officer
7 years exp.
3w ago
Axis Bank
Area Credit Officer
7 years exp.
3w ago
Ujjivan Small Finance Bank
Area Credit Officer
8 years exp.
2mo ago
Axis Bank
Area Credit Officer
4 years exp.
2mo ago
Axis Bank
Area Credit Officer
6 years exp.
2mo ago
Axis Bank
Area Credit Officer
9 years exp.
3mo ago
Axis Bank
Area Credit Officer
5 years exp.
4mo ago
Axis Bank
Area Credit Officer
7 years exp.
4mo ago
Axis Bank
Area Credit Officer
6 years exp.
View all latest salaries
Area Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
3
years
(2
salaries)
|  ₹2.6 L/yr - ₹2.7 L/yr |
4
years
(13
salaries)
| ₹3 L/yr - ₹7.5 L/yr |
Login to view exact salary
| |
5
years
(11
salaries)
| ₹3 L/yr - ₹6.9 L/yr |
6
years
(10
salaries)
| ₹3.1 L/yr - ₹8 L/yr |
7
years
(8
salaries)
| ₹3.7 L/yr - ₹10 L/yr |
View all salaries by experience
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Area Credit Manager Salary
4 -
14
years
exp.
(4.5k salaries)
| ₹5.5 L/yr - ₹19.4 L/yr |
Credit Officer Salary
1 -
7
years
exp.
(7.8k salaries)
| ₹1.8 L/yr - ₹7 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(1.2k salaries)
| ₹2.1 L/yr - ₹7.9 L/yr |
Zonal Credit Manager Salary
6 -
20
years
exp.
(705 salaries)
| ₹12 L/yr - ₹42 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(85.8k salaries)
| ₹1.5 L/yr - ₹6.2 L/yr |
View more similar designations
Salary related reviews by similar designations like Area Credit Officer
Axis Bank
Sales Officer
• posted on 14 Dec 2024
Likes
Positive work culture
- Salary - Excellent
+6 more
Dislikes
Work life balance, sales oriented rather than being service oriented, unrealistic expectations, low salary, less transparency
read moreAxis Bank
Area Credit Manager
• posted on 14 Nov 2023
Likes
Job security and salary benefits
- Salary - Good
+1 more
Dislikes
1.Low manpower with heavy work. 2.More Appraisal politics only few who are in good books will grow. 3.Slow growth
- Promotions - Poor
+1 more
Axis Bank
Sales Officer
• posted on 04 Jan 2023
Likes
In time salary. Some leaves you can use .
Dislikes
Whoever want survive with job then only join this bank.everyday you have to die meet your targets.you loose your passency most of times behaviour with the managers. you keep some amount in your pockets if not do insurance. You must do else they force put resignation..even you out of office your mind will think what next day???? If you got married all pressure automatically divert on your family harrassing your targets. They pay cup of salary you return mountain worth business.
read moreAxis Bank
Sales Officer
• posted on 29 Jun 2022
Likes
Good work environment and culture.appraisals are fair and they give good salary hike and bonus every year
read more- Salary - Excellent
+6 more
Dislikes
No dislikes
Area Credit Officer Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Indore
Area Credit Officer
4 -
9
years
exp.
| ₹3 L/yr - ₹9.4 L/yr |
Raipur
Area Credit Officer
4 -
7
years
exp.
| ₹5.5 L/yr - ₹7.6 L/yr |
Login to view exact salary
| |
Kolkata
Area Credit Officer
4 -
8
years
exp.
| ₹3 L/yr - ₹6.7 L/yr |
Davanagere
Area Credit Officer
5 -
7
years
exp.
| ₹6.5 L/yr - ₹7.9 L/yr |
Lucknow
Area Credit Officer
8 -
9
years
exp.
| ₹7.9 L/yr - ₹9.5 L/yr |
View More
Frequently Asked Questions (FAQS) about Area Credit Officer Salaries
What is the salary of a Area Credit Officer in India?
The salary of a Area Credit Officer in India varies based on experience, location, company & Industry.
On average, Area Credit Officer salaries ranges from ₹2.7 Lakhs to ₹8.9 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹2.7 Lakhs to ₹8.9 Lakhs per year, with the highest salary reaching ₹3.0 Lakhs to ₹8.1 Lakhs per year. Salary estimates are based on 55 salaries received from various Area Credit Officers across industries.
The average starting salary is around ₹2.7 Lakhs to ₹8.9 Lakhs per year, with the highest salary reaching ₹3.0 Lakhs to ₹8.1 Lakhs per year. Salary estimates are based on 55 salaries received from various Area Credit Officers across industries.
What are the top paying cities for Area Credit Officer in India?
The annual salary for Area Credit Officer in India varies by location. Top paying cities for Area Credit Officer are
Salary expectations for Area Credit Officer may vary based on job roles, experience, and specific employer requirements.
| Area Credit Officer Salary in Lucknow | ₹7.9 Lakhs to ₹9.5 Lakhs per year |
| Area Credit Officer Salary in Bhilwara | ₹6.2 Lakhs to ₹7.5 Lakhs per year |
| Area Credit Officer Salary in Indore | ₹3.0 Lakhs to ₹9.4 Lakhs per year |
| Area Credit Officer Salary in Bhopal | ₹6.0 Lakhs to ₹10.0 Lakhs per year |
| Area Credit Officer Salary in Davanagere | ₹6.5 Lakhs to ₹7.9 Lakhs per year |
What are the top paying industries for Area Credit Officer in India?
Top 5 paying Industries for Area Credit Officer in India are:
| Area Credit Officer Salary in Financial Services | ₹3.1 Lakhs to ₹8.9 Lakhs per year |
| Area Credit Officer Salary in Banking | ₹3.1 Lakhs to ₹8.9 Lakhs per year |
| Area Credit Officer Salary in NBFC | ₹2.6 Lakhs to ₹2.7 Lakhs per year |
| Area Credit Officer Salary in FinTech | ₹2.4 Lakhs to ₹3.0 Lakhs per year |
How does experience affect salaries of a Area Credit Officer in India?
Experience significantly impacts a Area Credit Officer salary in India. Salaries increase with experience, as Area Credit Officer take on more complex tasks, responsibilities, and leadership roles.
Area Credit Officer salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 3 years | ₹2.6 Lakhs to ₹2.7 Lakhs per year |
| 4 years | ₹3.0 Lakhs to ₹7.5 Lakhs per year |
| 5 years | ₹3.0 Lakhs to ₹6.9 Lakhs per year |
| 6 years | ₹3.1 Lakhs to ₹8.0 Lakhs per year |
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