Specialist - Business Legal - Corporate Banking (10-22 yrs)

CBG Legal and IBG legal

- This is a senior level position responsible for providing legal advice to the Institutional Banking Group ("IBG"), Priority Sector Lending Business ("PSL") and Financial Institutional Group and Financial

- Sponsor Group ("FIG") on legal and regulatory matters. The overall objective is to provide commercial legal support, advice and guidance across a broad range of practice areas and business in the bank and to provide thought leadership on all commercial legal matters.

- Drafting and Negotiation - Assist in the review and negotiation process of contracts, letters of agreement, policies and other documents related to banking products and operational matters. Effectively manage outsourcing contracts and mortgages. Ability to innovate & standardize documents to make them customer friendly is crucial.

- Customer Focus - Participate in the development of transparent and legally sound process and policies. Conduct risk reviews and develop procedures designed to reduce legal risk. Develop trust and strong relationships with internal stakeholders.

Think Strategically - Keep the team and units updated on changes in law.

- Develop good understanding of banking products and services relating to IBG, PSL and FIG.

- Good product knowledge, well versed with all regulations with respect to RBI.

- Provide day-to-day legal support in the form of advisory and legal documentation to IBG, PSL, FIG and support units of the Bank.

- Advisory to the Gift City IBU on various transactions including but not limited to ECB transactions,

FCY transactions, leverage buyout transactions, sub-line financing etc.

- Comprehensive legal advisory on structured transactions, direct assignments, PTCs, co-lending, securitization transactions.

- Handling all types of lending and borrowing transactions, drafting, reviewing, analysing and negotiating the facility and security documents and advising on various legal issues in day to day matters.

- Support in vetting contracts like NDAs, service contracts, leases, outsourcing contracts, partnership agreement etc.

- Standardising templates of legal drafts.

- Improvisation and simplification of processes and policies, identifying gaps in policies and advising on suitable mitigants within the guard rails of the legal and regulatory framework.

- Drafting policies pursuant to legal/regulatory requirements.

- Reviewing Title search report and providing legal support for mortgage related queries and documentation.

- Annual review of the standard documentation and simplifying and standardizing the documents and setting up of processes for streamlining the day to day queries of business and support units.

- Responsible for providing guidance on customers complaints, drafting or vetting response of the complaints to senior management, responding to notices from regulators/ authorities, vetting legal notices, conduct legal training for Business units and Support units.

- Adhere to the legal risk management policies of the Bank at all times and any prescribed legal standards.

- Be the key player in organising the legal matters and administration of legal policies and processes.

- Identify and highlight legal risks appropriately while providing mitigating solutions.

- Liaise with consultants/law firms and advocates.