Job Title - Lending Transaction Management Team, Analyst
Location - Mumbai, India
Role Description
As part of Lending Transaction Management (LTM) team in Corporate Bank, you will work with Coverage Bankers and Business COO in APAC (and globally) in Corporate Bank on supporting periodic and adhoc credit reviews for Corporate Clients in APAC, regulatory reporting requirements as required by regulatory authorities, Risk Weighted Assets(RWA) optimization. You will be focused on identifying and monitoring compliance and credit risk for existing as well as new counterparties.
You will be responsible to prepare and maintain periodic credit reviews, capital adequacy and RWA calculations to provide management with all required financial data, regularly stay connected with clients for timely submission of regulatory reporting documents, maintain MIS and generate periodic analytical reports to facilitate decision making.
You will be required to liase with various internal stakeholders including but not limited to Credit Risk Management, Coverage Bankers in APAC and globally in order to timely and satisfactorily perform periodic and adhoc financial analysis and reviews.
What we ll offer you
As part of our flexible scheme, here are just some of the benefits that you ll enjoy
Best in class leave policy
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities
Work as an integral member of Lending Transaction Management in performing credit reviews, analysis and regulatory reporting
Perform financial analysis and credit reviews in a timely manner
Remain up to date with Regulatory reporting requirements and liaison with internal teams to complete the reporting within given timelines
Regular follow up with client for their periodic submissions required to complete regulatory reporting
Focus on bringing new ideas, support and work on process optimization, realignment, automation, and simplification to increase efficiency
In-depth analysis of companies / sectors / transactions - company profiles, financial modeling, valuation, industry analysis, benchmarking, credit analysis, transaction structure
Support clients to conform to regulatory requirements to avail bank credit
Facilitate MIS and Analytics as required by Credit, Business teams and management from time to time
Maintain global internal reporting trackers to ensure proper monitoring of completion and reporting to management, support the implementation of monitoring tools for senior management/audit
Maintain internal process documents and Key Operation Procedures for the Desk
Liaison and coordinate with internal teams to support audit requirements
Your skills and experience
Desired background MBA Finance / CA/CFA with more than 2-3 years of related experience
Sound knowledge of Corporate Banking products in general and Lending products & processes in particular
Financial analysis and knowledge of understanding and interpreting financial statements Strong written and verbal communication skills to effectively collaborate with cross-functional teams
Driven and motivated to work under tight timelines
Extremely diligent and hardworking to efficiently manage deadlines across multiple transactions
Excellent skills in using MS Office - Power point and Excel
Strong academic background
How we ll support you
Training and development to help you excel in your career
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs