Add office photos
All Filters
87 Diversey Jobs
Credit analysis team leader
Diversey
posted 5mon ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
Credit Analysis / Credit Risk Team Lead develops and implements procedures for analyzing the credit worthiness of prospect and current customers. Manages a group of customers and approve requests for credit extensions based on the analyst recommendations. Being a Credit Analysis / Credit Risk Team Lead may personally handle large / more complex account reviews.
Skills:
A Credit Analysis or Credit Risk Team Lead requires a combination of skills to effectively manage credit risk and lead a team. Below are some essential skills we are looking for:
Communication Skills:
- Clear and effective written and verbal communication to influence and interact with stakeholders.
Analytical Skills:
- Ability to review financial documents and analyze information contained within them.
- Identify key areas such as omissions, errors, and potential fraud that may affect the review process.
- Use various reporting tools and software like Excel, to analyze data and make informed decisions.
Due Diligence:
- Demonstrate great attention to detail when reviewing customer financials.
- Detect any error or omission of information that could affect the credibility of the review process.
Responsibilities: (Monitor > Perform> Coach > Report > Communicate)
The responsibilities of a Credit Analysis or Credit Risk Team Lead are multifaceted and involve overseeing the credit risk management process. And here are some key responsibilities:
- Monitor: Oversee the following activities performed by the team:
- Evaluating Credit Risk: Assessing the credit risk of our customers by analyzing financial information, such as earnings, debt repayment history, and purchase activities, etc.,
- Analyzing Financial Data: Reviewing and analyzing financial statements like balance sheets, income statements, and cash flow statements to evaluate a customer s financial health.
- Conducting Industry Research: Investigating the industry or market in which the customer operates to identify potential risks and trends that may affect their creditworthiness.
- Preparing Reports: Creating detailed reports using financial data and visual aids to help the approver (Stakeholder) understand the analysis and recommendations. (Writing detailed reports -Create reports using charts, graphs, and other visual aids to help make credit decision).
- Perform :
- handle large / more complex account reviews.
- Coach:
- Provide credit specific coaching to newer or less experienced members of the team.
- Provide strong leadership to Credit Analyst team ensuring independent, quality and timely credit analysis.
- Report:
- Support Business in the on ad hoc projects and strategic initiatives.
- Manage SLAs.
- Publish metrics based on financial metrics to demonstrate quality and timeliness on credit work.
- Communicate:
- Prime point of contact for the team and stakeholder communication.
- Adhere to credit policy and guidelines.
Qualifications:
The qualifications for a Credit Analysis or Credit Risk Team Lead typically include a combination of education, certifications, and experience. Here are the key qualifications:
- A master s degree in finance and accounting or a Master of Business Administration (MBA) degree in finance or a related subject is preferred.
- 8-10 years of proven working experience (5 years as a credit analyst and 3 Years in handling a small team is preferred).
FIN FSCM - SAP Financial Supply Chain Management application experience a plus.
Employment Type: Full Time, Permanent
Read full job descriptionPrepare for Team Lead roles with real interview advice
People are getting interviews at Diversey through
People are getting interviews through
(based on 2 Diversey interviews)
Company Website
Job Portal
50%
50%
Low
Confidence
?
Low Confidence means the data is based on a small number of responses received from the candidates.
What people at Diversey are saying
Team Lead salary at Diversey
reported by
1
employee
₹67.5
L/yr - ₹74.5
L/yr
739%
more
than the average Team Lead Salary in India
View more details
What Diversey employees are saying about work life
based on 111 employees
Flexible timing
Monday to Friday
Within country
Day Shift
Diversey Benefits
View more benefits
Compare Diversey with
Ecolab
Compare
Sealed Air India
Compare
3M
Compare
Johnson Controls
Compare
Rentokil Initial
Compare
Sodexo
Compare
Aramark
Compare
Compass Group Support Services
Compare
BASF
Compare
SABIC
Compare
Air Liquide
Compare
Sumitomo Chemical
Compare
Dow Chemical International Private Limited
Compare
LANXESS India Private Limited
Compare
International Flavors & Fragrances
Compare
Praxair
Compare
Airproducts
Compare
Sika
Compare
Axalta Coating Systems
Compare
Ecolab Digital Center
Compare
Similar Jobs for you
Share an Interview