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Assistant Manager - Underwriting

2-3 years

Jaipur

Assistant Manager - Underwriting

Bajaj Finance

posted 6d ago

Job Description

    

Job Purpose  
â"This position is open with Bajaj Finance ltd.â"    

Duties and Responsibilities  
Х The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLТs risk policies.

BFL is currently in the process of scaling up its used car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.

1. FTL 2- Used Car loans

Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.

This role reports to the Regional Credit Manager.

This role covers pan India strategy for used car loans from sale purchase, balance transfer as well as re-finance perspective.

Ð¥ Key Responsibilities:

1. Underwriting of used car loans business
2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
3. To provide an inside perspective on under-writing as managed by the leading financiers in the industry
4. Drive ownership of internal processes & compliance with underwriting policies
5. Support Business, Risk & Operations in meeting the long term goals of the respective businesses    

Required Qualifications and Experience  
"1. Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing
2. Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC


Skills
1. High process orientation
2. Good analytical skills
3. Positive attitude.
4. Good communication skills, with proficiency in English.
5. Ability to interact and build common ground with various stake-holders in the business"    

Employment Type: Full Time, Permanent

Read full job description

Bajaj Finance Interview Questions & Tips

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Q1. How to collect default customer. How to trace customer shifted given address
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Q3. If customer is in NPA category then what percentage waiver we will give him in settlement
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What people at Bajaj Finance are saying

Assistant Manager Underwriting salary at Bajaj Finance

reported by 3 employees with 1-2 years exp.
₹2.9 L/yr - ₹3.8 L/yr
45% less than the average Assistant Manager Underwriting Salary in India
View more details

What Bajaj Finance employees are saying about work life

based on 6.7k employees
53%
72%
52%
97%
Flexible timing
Monday to Saturday
Within city
Day Shift
View more insights

Bajaj Finance Benefits

Job Training
Health Insurance
Soft Skill Training
Work From Home
Free Transport
Team Outings +6 more
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