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Business Analyst - Payment Banking Domain

8-13 years

Bangalore / Bengaluru

1 vacancy

Business Analyst - Payment Banking Domain

Bounteous x Accolite

posted 26d ago

Job Role Insights

Flexible timing

Job Description

Role & responsibilities

  • Gather, analyze, and document business requirements related to payments and banking solutions.
  • Work closely with stakeholders, product owners, and technical teams to define API specifications and microservices architecture.
  • Develop and maintain Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), and User Stories.
  • Facilitate discussions between business and IT teams to ensure proper alignment of payment systems with business goals.
  • Analyze and optimize payment processing workflows, transaction settlements, and reconciliation processes.
  • Ensure compliance with regulatory requirements (e.g., PCI DSS, ISO 20022, SWIFT, SEPA, RTP, UPI, FPS, ACH, FedNow).
  • Collaborate with development teams for API testing, integration, and validation to ensure smooth implementation.
  • Work on API lifecycle management, versioning, and documentation to facilitate seamless adoption.
  • Support system implementations, UAT, and post-production releases.
  • Monitor industry trends in digital payments, open banking, and fintech innovations.

Preferred candidate profile


  • 8+ years of experience as a Business Analyst in Banking & Payments domain.
  • Strong knowledge of payment gateways, real-time payments, cross-border payments, and settlement processes.
  • Experience in defining and working with RESTful APIs and Microservices architecture.
  • Familiarity with ISO 20022, SWIFT, SEPA, ACH, FPS, UPI, FedNow, RTP, and card networks (Visa, MasterCard, Amex, etc.).
  • Strong knowledge of API specifications (OpenAPI, Swagger) and API security standards (OAuth, JWT, API Gateway).
  • Hands-on experience in writing user stories, process flows, and data mapping documents.
  • Exposure to Agile methodologies (Scrum/Kanban) and using tools like JIRA, Confluence, Visio, and BPMN.
  • Understanding of banking regulatory requirements and compliance standards.
  • Strong analytical, problem-solving, and communication skills.




Employment Type: Full Time, Permanent

Read full job description

Bounteous x Accolite Interview Questions & Tips

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Top Bounteous x Accolite Business Analyst Interview Questions

Q1. Loot Houses Problem Statement A thief is planning to steal from several houses along a street. Each house has a certain amount of money sta ... read more
Q2. Topological Sort Problem Statement You are given a directed acyclic graph (DAG). Your task is to perform topological sorting of the graph a ... read more
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What people at Bounteous x Accolite are saying

Business Analyst salary at Bounteous x Accolite

reported by 21 employees with 2-10 years exp.
₹8.5 L/yr - ₹25 L/yr
60% more than the average Business Analyst Salary in India
View more details

What Bounteous x Accolite employees are saying about work life

based on 810 employees
82%
92%
76%
83%
Flexible timing
Monday to Friday
No travel
Day Shift
View more insights

Bounteous x Accolite Benefits

Submitted by Company
Comprehensive Health Coverage
Health & Well-being
Generous Leave Policies
Flexibility and Support
Professional Development
Social Responsibility +1 more
Submitted by Employees
Work From Home
Health Insurance
Job Training
Soft Skill Training
Team Outings
Cafeteria +6 more
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Bounteous x Accolite Bangalore / Bengaluru Office Location

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Bengaluru Office
2nd Floor, Umiya Business Bay, Tower 1 Cessna Business Park, Marathahalli-Sarjapur Outer Ring Road, Bengaluru - 560103 Bengaluru
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