AmbitionBox
Search
Jobs
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
All Filters
1214 Tata Capital Jobs
Area Credit Manager-Equipment Finance
Tata Capital
posted 8mon ago
Job Role Insights
Flexible timing
Key skills for the job
Job Description
- Tata Capital Ltd is looking for Area Credit Manager-Equipment Finance to join our dynamic team and embark on a rewarding career journey
- The Area Credit Manager is responsible for managing the credit and collections activities within a specific geographical area or region
- This includes assessing creditworthiness, setting credit limits, monitoring accounts receivable, and ensuring timely collections
- Key Responsibilities:Credit Risk Assessment:Evaluate the creditworthiness of new and existing customers
- Analyze financial statements, credit reports, and other relevant information to determine credit limits
- Credit Policy Development:Develop and implement credit policies and procedures in line with company objectives
- Ensure compliance with legal and regulatory requirements related to credit management
- Credit Limit Determination:Set appropriate credit limits for customers based on risk analysis
- Periodically review and adjust credit limits as needed
- Customer Relationship Management:Collaborate with sales and customer service teams to understand customer needs and payment terms
- Communicate credit decisions and policies to internal and external stakeholders
- Collections Management:Monitor accounts receivable and aging reports to identify overdue payments
- Implement and manage collections strategies to minimize delinquencies
- Dispute Resolution:Investigate and resolve disputes related to billing and collections
- Collaborate with sales and customer service to address customer concerns and facilitate prompt resolution
- Reporting and Analysis:Prepare regular reports on credit and collections performance
- Analyze trends and provide insights to senior management
- Credit Training:Provide training to internal teams on credit policies, risk assessment, and collections procedures
- Stay informed about industry best practices and changes in credit-related regulations
- Credit Portfolio Management:Manage the overall credit portfolio for the assigned area
- Develop strategies to optimize the balance between risk and revenue
Employment Type: Full Time, Permanent
Read full job descriptionTata Capital Interview Questions & Tips
Prepare for Tata Capital Area Credit Manager roles with real interview advice
What people at Tata Capital are saying
Rating based on 21 Area Credit Manager
reviews
Anonymous · Finance & Accounting
in Mumbai
Likes
Work life balance
- Salary - Good
+6 more
Dislikes
Internal politics
Area Credit Manager salary at Tata Capital
reported by
138
employees
with 2-14
years exp.
₹8
L/yr - ₹27.5
L/yr
42%
more
than the average Area Credit Manager Salary in India
View more details
What Tata Capital employees are saying about work life
based on 2.6k employees
Flexible timing
Monday to Saturday
Within city
Day Shift
Tata Capital Benefits
Submitted by Company
Job Training Health Insurance Soft Skill Training Work From Home
Submitted by Employees
View more benefits 
Compare Tata Capital with
Bajaj Finance
Compare
HDFC Bank
Compare
ICICI Bank
Compare
Reliance Capital
Compare
Aditya Birla Capital
Compare
Mahindra Finance
Compare
L&T Finance
Compare
Shriram Finance
Compare
Edelweiss
Compare
Sammaan Capital Limited
Compare
Muthoot Fincorp
Compare
IIFL Finance
Compare
Muthoot Finance
Compare
Home Credit Finance
Compare
Manappuram Finance
Compare
SMFG India Credit
Compare
Piramal Capital Housing Finance
Compare
TVS Credit
Compare
Mahindra Rural Housing Finance
Compare
Bharat Financial Inclusion
Compare
Similar Jobs for you
Share an Interview