Manager Credit - Construction Finance

Support and co-partner with the sales team to underwrite CF business and manage the portfolio for the assigned are

Responsibilities :

• Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio
• o Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework o Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose
• o Analyze the legal, compliance and market-risk-related issues involved in the lending process
• o Ensure collection of post disbursal docs & reduction in partly disbursed cases
• o Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level
• o Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process

Qualifications: Graduate, Masters/Post Graduate