Chief Financial Officer

Interested Candidate can apply from this link - https://bit.ly/3CD20La

About the Company
The Company is a pioneering fintech enterprise that specializes in delivering fast, flexible, and unsecured personal loans through an innovative mobile application, specifically designed to serve young salaried millennials across India. Founded in 2016, the Company is on a mission to enhance financial inclusion by addressing the financial needs of underserved and unserved urban working professionals. This is achieved through precise and rapid credit decisions, powered by cutting-edge artificial intelligence and machine learning technologies. The Company has established itself as a disruptor in the traditional credit rating industry by employing alternative credit scoring models that emphasize mobility, transparency, agility, and a customer-centric approach. With a vision to transform into a comprehensive digital financial institution, the Company aims to offer a diverse range of financial products tailored to millennials' needs. Having disbursed loans totaling ₹7,000 crore, the Company operates in key cities and serves a growing customer base of over 450,000 across India. Its mobile application, with over 30 million downloads, underscores its strong market acceptance. Dedicated to responsible lending, the Company ensures a seamless borrowing experience, prioritizing credit access for the right individuals and maintaining transparency with no hidden charges.

Responsibilities

• Strategic Planning Develop and implement long-term business strategies aligned with the company's growth objectives. Drive financial and operational initiatives to enhance profitability and scalability.
  
• Financial Strategy Oversee financial planning, forecasting, and budgeting to ensure sustainable growth. Provide data-driven insights to support decision-making.
  
• Risk & Compliance (RBI Regulations) Ensure adherence to RBI guidelines and other regulatory requirements. Develop risk mitigation strategies and maintain compliance with industry standards.
  
• Fundraising (Debt & Equity) – Lead fundraising efforts through debt and equity instruments. Engage with investors, financial institutions, and stakeholders to secure capital for business expansion.
  
• IPO (Initial Public Offering) – Spearhead IPO preparation, including financial structuring, regulatory filings, investor relations, and compliance adherence.
  
• Treasury Management – Optimize cash flow management, investment strategies, and liquidity planning. Oversee banking relationships and ensure efficient capital allocation.
  
• Stakeholder Management – Maintain strong relationships with investors, regulatory bodies, board members, and business partners. Ensure transparent communication and alignment of business goals.
  
• Corporate Governance – Uphold best practices in corporate governance, ethical business conduct, and financial integrity. Ensure regulatory compliance and accountability.
  
• Mergers & Acquisitions (M&A) – Identify, evaluate, and execute M&A opportunities. Conduct due diligence, financial analysis, and integration planning for successful transactions.
  
• Tax Planning – Develop and implement tax-efficient strategies to optimize financial performance and ensure compliance with tax laws.
  
• Technology Integration (Fintech Solutions) – Leverage fintech innovations to enhance financial operations, automate processes, and improve customer experience.
  
• Leadership – Lead and mentor finance teams, fostering a culture of excellence, collaboration, and continuous improvement.
  
• Business Acumen – Provide strategic insights to drive business growth, optimize financial performance, and enhance competitive positioning.
  

Qualifications

• Possesses 15-25 years of progressive financial leadership experience, with a strong background in NBFCs and a proven track record in private equity and IPO fundraising.
  
• Demonstrated expertise in mergers and acquisitions, with the ability to identify and execute strategic growth initiatives.
  
• Strong analytical and strategic thinking skills, with the ability to translate complex financial data into actionable insights.
  
• Excellent communication and interpersonal skills, with the ability to effectively engage with senior management, investors, and external partners.
  
• Chartered Accountant (CA) or Master of Business Administration (MBA) in Finance, or equivalent professional qualification, is highly desirable.
  
• In-depth knowledge of financial regulations and compliance requirements in India,ensuring adherence to industry standards and best practices.
  
• Proven leadership capabilities, with experience in managing and developing high-performing finance teams.