Roles & Responsibilities:
- As a Lead Risk Strategy Analyst, he/she monitors lending for banks and borrowers to evaluate risks; predict the performance of loans and provide recommendations for future Credit/ Operation/ Product practices
- Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas
- Good understanding of Organization's Risk Operating Framework and overall Risk Appetite
- Understanding of Bureau data and leveraging same for risk segmentations with professional liaison
- Drive portfolio revenues through effective inroads in the existing base, and consistently increase towards product penetration. Ensure activation, balance build, digital usage, cross sell, retention and revenue realisation in line with the budget
- Set priorities and manage projects of medium to large scope; identify roadblocks and work to resolve them.
- Adapt to changing environments, resources, and project demands.
- Create, review, and deliver formal presentations of work to internal or external clients.
- Utilize strong database skills to work with large, complex data sets to extract insights
- Mentor and coach junior team members.
Requirements/Qualifications:
- Experience in core risk analytics expertise
- Bachelor degree in B.Tech/ MCA/ Statistics and MBA would be an added advantage
- Strong analytical, conceptual, and problem-solving abilities.
- Proficiency in relevant analytic programming skills (R, Python, Excel, SQL, BI Tools) and willingness to work closely with large data sets and get into the details with business processes
- Strong communication, presentation and client facing skill sets
- Quick problem solving capabilities. Lead project team to deliver projects on time with client's satisfaction.
- Proven capabilities in people management and leadership
- Must have the ability to work effectively within a team and be flexible to work on multiple projects
- Self-starter, with demonstrable ability to work proactively and independently to drive results
- Experience in managing the credit / risk management processes in FinTech/ NBFC companies is desirable
- A leader possessing the highest levels of ethics, values and integrity
- Should has a Can do attitude”
Employment Type: Full Time, Permanent
Read full job description