Credit Manager - Banking/NBFC (2-5 yrs)

Join Our Team as a Credit Manager (Education Loan)!

Locations : Kochi and Vijayawada (WFO)

Experience : 2-5 Years ( Only )

Education Qualification: CA/MBA/PGDM (Must).

Are you a seasoned Credit Manager looking for a new opportunity? We're hiring at multiple locations - Hyderabad, Delhi, and Bangalore. If you have a minimum of 2 years of experience in Credit Management, along with expertise in Credit Underwriting and Loan Management, we want to hear from you!

Key Requirements:

- Proven experience in Credit Underwriting

- Specialization in Education Loan or any other loan type

- Strong communication skills in English.

Responsibilities:

- Analyze financial statements and credit reports to assess borrower risk. Underwrite loan applications according to established credit policies and procedures.

- Recommend loan approval terms, including interest rates and loan limits.

- Manage loan portfolios by monitoring repayments and collections activities. Communicate effectively with borrowers to resolve delinquent accounts.

- Maintain accurate and up-to-date credit files. Stay informed of industry regulations and best practices in credit management.

Qualifications:

- Minimum of 2 years of experience in Credit Management. Proven experience in Credit Underwriting.

- Specialization in Education Loan or other loan type (a plus). Strong analytical and problem-solving skills.

- Excellent communication and interpersonal skills. Proficiency in Microsoft Office Suite.