Credit Manager- Lap

This Position Is Open With-

Electronica Finance Credit Manager_ Loan Against Property & Machinery Loan

Role & responsibilities

• Doing PD.
• Checking and appraising proposals, scrutinizing documents including Cibil analysis by

ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the

same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.

• Handling all system related work including entry into DMS, Jayam System etc.
• Reference check of the customers from neighbors, customers, suppliers, market and/or

existing customers.

• Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
• Primary assessment & analysis of reasons of non-starter cases.

Preferred candidate profile

• Having at least minimum 2-7 years experience from BFSI preferably for underwriting experience in loan products like secured loans, LAP
• Should have knowledge about Financial statements (preferably understanding of ratios & analysis), Banking, CIBIL reports, etc.

Technical Competencies Required:

• Good experience in Credit underwriting
• Good in Ratio analysis, Balance sheet analysis, P&L analysis
• Good eye for detail
• Good analytical Skills
• Understanding of credit policies and procedures

Behavioral Competencies Required:

• Analytical thinking
• Commitment
• Result oriented
• Customer Centric
• Concern for quality

Interested Candidate can shred their resumes on below mail ID

damini.bhurewar@efl.co.in ( 8806777841)