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Techsurance Underwriter Interview Questions and Answers
Techsurance Underwriter Interview Experiences
2 interviews found
Mayur Borale
I applied via Campus Placement and was interviewed in Oct 2021. There were 2 interview rounds.
(2 Questions)
- Q1. What is term insurance
- Ans.
Term insurance is a type of life insurance that provides coverage for a specific period of time.
Term insurance offers a death benefit to the beneficiaries if the insured person passes away during the policy term.
It does not accumulate cash value like whole life insurance.
Premiums are typically lower compared to other types of life insurance.
Policyholders can choose the term length, such as 10, 20, or 30 years.
Once the ...
- Q2. What is underwriting
- Ans.
Underwriting is the process of evaluating and assessing the risk of insuring a person or entity.
Underwriting involves analyzing the potential risks and determining the appropriate premiums to charge for insurance coverage.
It is used in various types of insurance, including life, health, property, and casualty insurance.
Underwriters use various factors such as age, health, occupation, and past claims history to determin...
Interview Preparation Tips
Anonymous
Selected
I applied via LinkedIn and was interviewed in Sep 2023. There were 2 interview rounds.
Test will be done at vidyavihar
(1 Question)
- Q1. Basic questions about underwriter and different form
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I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.
(2 Questions)
- Q1. Introduce yourself
- Ans.
I am a detail-oriented underwriter with 5 years of experience in analyzing risk and determining insurance premiums.
Bachelor's degree in Finance from XYZ University
Certified Underwriter with ABC Institute
Proficient in using underwriting software such as Guidewire
Experience in underwriting various types of insurance policies including property, casualty, and life insurance
- Q2. Tell about the profile you have applied
- Ans.
I have applied for the underwriting position at XYZ Insurance Company.
I have a background in finance and risk assessment.
I have experience in analyzing financial statements and evaluating insurance applications.
I am familiar with underwriting guidelines and regulations.
I have strong attention to detail and analytical skills.
I am proficient in using underwriting software and tools.
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(1 Question)
- Q1. Why should we hire you
Selected
I applied via Walk-in and was interviewed before Dec 2023. There were 3 interview rounds.
A comprehensive overview of the fundamental concepts across all subjects.
Discuss one specific point.
(1 Question)
- Q1. General questions about qualification and family self intro
Interview Preparation Tips
It was very easy interview process. You can definitely get the job. Prepare well. Questions repeat all the time
(2 Questions)
- Q1. What is leverage ratio
- Ans.
Leverage ratio is a financial metric that measures the amount of debt a company has relative to its assets.
Leverage ratio is calculated by dividing a company's total debt by its total assets.
It is used to assess a company's ability to meet its financial obligations.
A high leverage ratio indicates that a company has a significant amount of debt relative to its assets, which can be risky.
For example, if a company has $1 ...
- Q2. Tell something about yourself which is not present in the CV
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I applied via AmbitionBox and was interviewed in Sep 2021. There were 3 interview rounds.
(1 Question)
- Q1. Previous experience , about myself , process knowledge , notice period , current ctc and expectation ctc
(3 Questions)
- Q1. What are your salary expectations?
- Ans.
I expect a competitive salary based on my experience and the responsibilities of the role.
Research the average salary range for Mortgage Underwriters in your area
Consider your level of experience and qualifications
Factor in the responsibilities and demands of the position
Be prepared to negotiate and discuss benefits package
Example: I expect a salary in the range of $60,000 to $70,000 per year based on my experience and
- Q2. Share details of your previous job.
- Ans.
I worked as a Mortgage Underwriter at XYZ Bank.
Analyzed and evaluated mortgage loan applications to determine creditworthiness and adherence to lending guidelines.
Reviewed financial documents such as income statements, tax returns, and credit reports.
Calculated debt-to-income ratios and assessed risk factors to make informed decisions on loan approvals.
Communicated with loan officers, borrowers, and other stakeholders ...
- Q3. Tell me about yourself.
- Ans.
I am an experienced Mortgage Underwriter with a strong background in analyzing loan applications and ensuring compliance with lending guidelines.
Experienced Mortgage Underwriter
Skilled in analyzing loan applications
Expertise in ensuring compliance with lending guidelines
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- US Mortgage
I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Tell me about yourself and previous company experience. Do you have any mortgage experience?
- Ans.
I have extensive mortgage experience and have worked for reputable companies in the industry.
I have worked as a Mortgage Underwriter for the past 5 years.
I have experience in reviewing and analyzing mortgage applications, assessing risk, and making lending decisions.
I have worked for XYZ Mortgage Company for the past 3 years, where I successfully underwrote and approved over 500 mortgage applications.
I am familiar with...
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(1 Question)
- Q1. Who is vendor and why it is important in Insuracne?
- Ans.
A vendor is a third-party entity that provides goods or services to an insurance company. Vendors play a crucial role in the insurance industry by offering specialized expertise and resources.
Vendors can provide technology solutions for underwriting processes, such as risk assessment tools or data analytics platforms.
Vendors may offer services like claims processing, actuarial analysis, or fraud detection to support in...
I applied via Naukri.com and was interviewed in Dec 2021. There were 3 interview rounds.
(1 Question)
- Q1. About process,work and some knowledge on types of loans and types of documents worked
(2 Questions)
- Q1. Client and Manager - two panel round
- Q2. All about process and also income calculations
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Interview Questions for Popular Designations
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Techsurance Underwriter Interview Process
based on 1 interview
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Techsurance Underwriter Reviews and Ratings
based on 11 reviews
Rating in categories
|
Underwriter
32
salaries
|  ₹1.8 L/yr - ₹3.2 L/yr |
|
Medical Underwriter
5
salaries
| ₹1.8 L/yr - ₹2.5 L/yr |
|
Underwriting Executive
4
salaries
| ₹2 L/yr - ₹3 L/yr |
|
Team Lead
4
salaries
| ₹5 L/yr - ₹6.5 L/yr |
|
Insurance Underwriter
4
salaries
| ₹2 L/yr - ₹2.7 L/yr |
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