10+ Star Health & Allied Insurance Interview Questions and Answers for Freshers

The OSI model is a conceptual framework that standardizes the functions of a telecommunication or computing system into seven layers.

• The OSI model consists of seven layers: Physical, Data Link, Network, Transport, Session, Presentation, and Application.

• In real software development, layers commonly used are the Application layer, Transport layer, and sometimes the Network layer.

• For example, when developing a web application, the Application layer protocols like HTTP are used, ...read more

A round manhole lid cannot fall through the opening it covers, unlike other shapes.

• Round shape is the only shape that cannot fall through its own opening

• Round shape is easier to move and position compared to other shapes

• Round shape is more structurally sound and can support heavy loads evenly

The claim may not be approved as the customer's death could be attributed to the drink.

• The customer's death may be considered as a result of their own actions, drinking excessively.

• If the customer's death is directly linked to the drink, the claim may not be approved.

• The insurance company may investigate the circumstances surrounding the customer's death before approving the claim.

The approved amount for the hospital is Rs. 88,000, with Rs. 12,000 deducted for an unknown reason.

• Total amount of the hospital: Rs. 1,00,000

• Approved amount: Rs. 88,000

• Deducted amount: Rs. 12,000

• Reason for deduction is unknown

A process is an instance of a program running on a computer, while a thread is a unit of execution within a process.

• A process has its own memory space, while threads within the same process share memory.

• Processes are independent of each other, while threads within the same process can communicate with each other more easily.

• Processes are heavyweight in terms of resource consumption, while threads are lightweight.

• Examples: Chrome browser running multiple tabs as processes, eac...read more

The percentage of claims approved in Star Health is not available.

• The percentage of claims approved in Star Health is not disclosed publicly.

• The information regarding the percentage of claims approved is not provided by Star Health.

• Unfortunately, I don't have access to the specific data on the percentage of claims approved in Star Health.

The second way to process a cashless claim that is not approved is to submit a reimbursement claim.

• The insured can submit all the necessary documents and bills related to the claim for reimbursement.

• The reimbursement claim will be processed based on the policy terms and conditions.

• The insured will receive the reimbursement amount after deducting any applicable deductibles or co-pays.

• Examples of documents required for reimbursement claim: medical bills, prescriptions, diagnost...read more

The most commonly used compound in the chemical industry is sulfuric acid.

• Sulfuric acid is used in the production of fertilizers, detergents, and dyes.

• It is also used in the refining of petroleum and the processing of metals.

• Other commonly used compounds include ammonia, chlorine, and sodium hydroxide.

To handle customers and provide service to them and agents, it is important to prioritize their needs, communicate effectively, and maintain a positive attitude.

• Listen actively to understand customer and agent needs

• Respond promptly and courteously to inquiries and concerns

• Provide accurate and helpful information

• Offer personalized solutions and recommendations

• Maintain a positive and professional attitude

• Follow up to ensure customer satisfaction

• Train and support agents to deliv...read more

Types of research include exploratory, descriptive, explanatory, and evaluative research.

• Exploratory research aims to explore a topic and generate initial insights.

• Descriptive research aims to describe characteristics of a population or phenomenon.

• Explanatory research aims to establish cause-and-effect relationships.

• Evaluative research aims to assess the effectiveness of a program or intervention.

• Other types of research include qualitative, quantitative, longitudinal, cross-s...read more