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Religare

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10+ Religare Interview Questions and Answers

Updated 1 Nov 2024

Q1. What is open ended and close ended scheme.

Ans.

Open ended and close ended schemes are types of mutual funds based on their investment period.

  • Open ended schemes do not have a fixed maturity period and allow investors to buy and sell units at any time.

  • Close ended schemes have a fixed maturity period and investors can only buy units during the initial offer period.

  • Open ended schemes are more liquid and flexible, while close ended schemes have a defined investment period and may offer better returns.

  • Examples of open ended sch...read more

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Q2. What is Direct plan and regular plan

Ans.

Direct plan and regular plan are two types of mutual fund investment plans.

  • Direct plan is bought directly from the mutual fund company without any intermediary involvement.

  • Regular plan is bought through a distributor or broker who charges a commission for their services.

  • Direct plan has lower expense ratio compared to regular plan.

  • Regular plan is suitable for investors who need guidance and advice from a financial advisor.

  • Direct plan is suitable for investors who have knowledg...read more

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Q3. How you know Religrae and how you travel..?

Ans.

I am familiar with Religrae and I travel extensively.

  • I have been working with Religrae for the past five years as a Relationship Manager.

  • During my time at Religrae, I have developed a deep understanding of the company's products, services, and customer base.

  • I have traveled extensively for both work and personal reasons, visiting various countries and experiencing different cultures.

  • My travel experiences have helped me develop a global perspective and enhanced my ability to co...read more

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Q4. How to handle an angry customer

Ans.

Listen actively, empathize, apologize, offer a solution, and follow up.

  • Remain calm and professional

  • Listen actively and let the customer vent

  • Empathize with the customer's situation

  • Apologize for the inconvenience caused

  • Offer a solution or alternatives to resolve the issue

  • Follow up with the customer to ensure their satisfaction

  • Document the interaction for future reference

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Q5. What's your view on current economic conditions

Ans.

The current economic conditions are challenging due to the ongoing pandemic and its impact on businesses and employment.

  • The pandemic has caused a significant slowdown in economic activity

  • Many businesses have been forced to shut down or reduce operations

  • Unemployment rates have increased

  • Governments and central banks have implemented various measures to support the economy

  • There is uncertainty about the future and how long the pandemic will last

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Q6. What do u know about equity market?

Ans.

Equity market refers to the buying and selling of company stocks on a stock exchange.

  • Equity market is also known as the stock market.

  • Investors buy stocks in the hope of earning a profit through capital appreciation or dividends.

  • The value of stocks is influenced by various factors such as company performance, economic conditions, and global events.

  • Examples of equity markets include the New York Stock Exchange (NYSE) and NASDAQ in the United States, and the Tokyo Stock Exchange...read more

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Q7. How do you search the property

Ans.

I search the property by using online real estate websites, contacting local real estate agents, and driving around the neighborhood.

  • Utilize online real estate websites such as Zillow, Realtor.com, and Redfin to search for properties

  • Contact local real estate agents to inquire about available properties in the desired area

  • Drive around the neighborhood to look for 'For Sale' signs and potential properties that may not be listed online

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Q8. What is the infra cost PSF

Ans.

Infra cost PSF refers to the infrastructure cost per square foot.

  • Infra cost PSF is the total cost of infrastructure divided by the total square footage of the area.

  • It is commonly used in real estate and construction to calculate the cost of infrastructure per unit area.

  • For example, if the total infrastructure cost is $100,000 and the total square footage is 10,000 sq ft, the infra cost PSF would be $10.

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Q9. Type of attacks and vulnerabilities

Ans.

Various types of cyber attacks and vulnerabilities that SOC Analysts need to be aware of

  • Types of attacks: phishing, malware, ransomware, DDoS, insider threats

  • Vulnerabilities: software bugs, misconfigurations, weak passwords

  • Examples: WannaCry ransomware attack, Equifax data breach

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Q10. What is DDoS Attack

Ans.

DDoS attack is a malicious attempt to disrupt normal traffic of a targeted server, service, or network by overwhelming it with a flood of internet traffic.

  • DDoS stands for Distributed Denial of Service

  • Attackers use multiple compromised systems to flood the target with traffic

  • Goal is to make the target unavailable to its users

  • Common types include UDP flood, SYN flood, and HTTP flood

  • Mitigation techniques include using firewalls, load balancers, and DDoS protection services

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Q11. Antivirus working and types

Ans.

Antivirus software is a crucial tool for protecting systems from malware and other cyber threats.

  • Antivirus software scans files and programs on a computer for known malware signatures.

  • There are different types of antivirus software, including signature-based, heuristic-based, and behavior-based.

  • Examples of popular antivirus software include Norton, McAfee, and Bitdefender.

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Q12. Functioning of SDWAN

Ans.

SDWAN stands for Software-Defined Wide Area Network, which is a technology that allows organizations to manage and optimize their WAN connections.

  • SDWAN uses software-based controllers to dynamically direct traffic across the WAN based on real-time data and policies.

  • It can prioritize critical applications, improve network performance, and reduce costs by utilizing multiple connection types such as MPLS, broadband, and LTE.

  • SDWAN provides centralized management and visibility of...read more

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Q13. What is derivatives

Ans.

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

  • Derivatives can be used for hedging, speculation, or arbitrage.

  • Common types of derivatives include options, futures, forwards, and swaps.

  • Derivatives allow investors to take positions on the price movements of assets without owning the assets themselves.

  • They can be used to manage risk by offsetting potential losses in one investment with gains in another.

  • Derivatives are tra...read more

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