Manappuram Finance Interview Questions, Process, and Tips

Q1. How to deal customer if Costomer is rudder
Ans. 
Stay calm and professional, listen to their concerns, apologize for any inconvenience, and offer solutions to resolve the issue.
• Remain calm and professional, do not take the customer's behavior personally

• Listen actively to their concerns and acknowledge their frustration

• Apologize for any inconvenience caused and empathize with their situation

• Offer solutions to resolve the issue and ensure customer satisfaction

• If necess...read more
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Q2. How to maintain my business
Ans. 
Maintaining a business requires consistent effort and attention to customer needs.
• Regularly assess customer satisfaction and make necessary improvements

• Stay up-to-date with industry trends and adapt accordingly

• Develop and maintain strong relationships with customers and employees

• Continuously evaluate and adjust business strategies to maximize profitability

• Invest in employee training and development to ensure high-quali...read more
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HR ASK ME ABOUT MYSELF AND MY QUALIFICATIONS HE ASKED ME SOME QUESTIONS IN GRAMMER PORTION NOT ANY MORE

Q1. Tell me about youself
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Q2. What is gold loan ?
Ans. 
Gold loan is a type of secured loan where gold is used as collateral.
• The loan amount is determined by the value of the gold pledged as collateral.

• The interest rates are usually lower than unsecured loans.

• The repayment period is flexible and can range from a few months to a few years.

• If the borrower fails to repay the loan, the lender can sell the gold to recover the amount.

• Gold loans are popular in India and are offere
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Q3. How to identify gold is pure or not
Ans. 
To identify pure gold, one can perform a few simple tests.
• Check for hallmark stamp on the gold jewelry

• Perform a magnet test - pure gold is not magnetic

• Perform a nitric acid test - pure gold does not react with nitric acid

• Check for discoloration or tarnishing - pure gold does not tarnish

• Weigh the gold - pure gold is denser than fake gold

• Scratch test - pure gold is soft and can be easily scratched with a pin

• Bite test - p...read more
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Q4. Finance related questions
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Q5. What is Gold loan process
Ans. 
Gold loan process involves pledging gold as collateral for a loan.
• The borrower brings their gold to the lender for appraisal

• The lender determines the value of the gold and offers a loan amount

• The borrower agrees to the loan terms and signs the necessary documents

• The lender holds onto the gold as collateral until the loan is repaid

• If the borrower fails to repay the loan, the lender can sell the gold to recover their mon
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Q1. How to deal with Customers
Ans. I deal with customer s Smile of Face
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Q2. Overcome the substracles
Ans. 
To overcome obstacles, one must have determination, resilience, and problem-solving skills.
• Develop a positive mindset and believe in your abilities

• Set clear goals and create a plan to achieve them

• Stay focused and motivated

• Seek support and guidance from mentors or colleagues

• Learn from failures and use them as opportunities for growth

• Adapt to changes and be flexible in your approach

• Take calculated risks and step out of y...read more
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