SMFG India Credit Credit Manager Interview Questions, Process, and Tips

Q1. Basic policy test of underwriting and brief introduction of self at starting
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Q2. Market Knowledge, altitude test, case study based discussion, financial formulae check.
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Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Share details of your previous job.
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After Joining confirmation

Q1. Normal credit norms and policy
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Normal credit norms and policy refer to the standard guidelines followed by a company while extending credit to its customers.
• Credit limit is set based on the customer's creditworthiness

• Payment terms are agreed upon between the company and the customer

• Late payment fees and interest rates are charged for delayed payments

• Credit checks are conducted before extending credit to new customers

• Credit policies are reviewed peri...read more
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