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Creditas Solutions Interview Questions, Process, and Tips

Updated 28 Jan 2025

Top Creditas Solutions Interview Questions and Answers

View all 7 questions

Creditas Solutions Interview Experiences

Popular Designations

14 interviews found

Team Lead Interview Questions & Answers

user image Anonymous

posted on 22 Feb 2022

I applied via Naukri.com and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

Be confident and put your words clear and precise..

Round 2 - One-on-one 

(2 Questions)

  • Q1. Why you are fit for your job
  • Q2. I can do my best on behalf of my knowledge and experience with a long term commitment.

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Be confident
2. Don't repeat explanation
3. Clear about your thoughts
4. Clear your concept about job role

Team Lead Interview Questions asked at other Companies

Q1. write a java program to get maxing profit by buying and selling a share from a given set of values (they will change the question after you give solution, like if consider buying only once and selling once they will say to buying multiple t... read more
View answer (3)

I applied via Campus Placement and was interviewed in Sep 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why do you want to join our company after working in technical sector
  • Q2. Are you satisfied with the package that company is offering

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and answer the questions actively.

Preparation for your interview is must.

Read the job description and your responsibilities for the job carefully.

Be fully prepared.
Creditas Solutions Interview Questions and Answers for Freshers
illustration image

I applied via Naukri.com and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Communication skills, knowledge regarding credit report, knowledge regarding accounts

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to study regarding NPA accounts , cibil score , skills needed to be a counselor

Credit Analyst Interview Questions asked at other Companies

Q1. 1. what is minimum permissible banking finance 2. what do you know about this job profile 3. What iS Current Ratio, DSCR, ISCR 4. what we include in debt payment in calucation of DSCR and ISCR
View answer (1)

I applied via Campus Placement and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What do you know about credit score?
  • Ans. 

    Credit score is a numerical representation of a person's creditworthiness based on their credit history.

    • Credit score ranges from 300 to 850

    • Higher credit score indicates better creditworthiness

    • Factors affecting credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit inquiries

    • Lenders use credit score to determine the likelihood of a borrower repaying their ...

  • Answered by AI
  • Q2. What do you Know about NPA?
  • Ans. 

    NPA stands for Non-Performing Assets, which are loans or advances that have stopped generating income for the lender.

    • NPA is a term used in the banking industry to refer to loans that are in default or are close to being in default.

    • A loan is classified as an NPA if the borrower fails to pay interest or principal for a period of 90 days or more.

    • Banks and financial institutions are required to set aside provisions for NPA...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Research about company description and have a knowledge about cibil score.

Credit Analyst Interview Questions asked at other Companies

Q1. 1. what is minimum permissible banking finance 2. what do you know about this job profile 3. What iS Current Ratio, DSCR, ISCR 4. what we include in debt payment in calucation of DSCR and ISCR
View answer (1)

Creditas Solutions interview questions for popular designations

 Credit Counselor

 (4)

 Counsellor

 (3)

 Credit Analyst

 (3)

 Credit Controller

 (1)

 Credit Executive

 (1)

 Credit Analyst-Corporate Banking

 (1)

 Team Lead

 (1)

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Creditas Solutions Interview FAQs

How many rounds are there in Creditas Solutions interview?
Creditas Solutions interview process usually has 2-3 rounds. The most common rounds in the Creditas Solutions interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Creditas Solutions interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Creditas Solutions. The most common topics and skills that interviewers at Creditas Solutions expect are Collections, Recovery, Collection Management, Telecalling and Delinquency Management.
What are the top questions asked in Creditas Solutions interview?

Some of the top questions asked at the Creditas Solutions interview -

  1. What methods would you employ to collect payments from delinquent accoun...read more
  2. What are Non-Performing Assets (NPA), and what does it mean to write them o...read more
  3. What do you know about credit sco...read more
How long is the Creditas Solutions interview process?

The duration of Creditas Solutions interview process can vary, but typically it takes about less than 2 weeks to complete.

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Creditas Solutions Interview Process

based on 15 interviews

Interview experience

3.7
  
Good
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Creditas Solutions Reviews and Ratings

based on 124 reviews

3.1/5

Rating in categories

3.1

Skill development

3.0

Work-life balance

3.3

Salary

2.9

Job security

3.0

Company culture

2.8

Promotions

2.9

Work satisfaction

Explore 124 Reviews and Ratings
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