BNY Interview Questions, Process, and Tips

Q1. What are the main financial statement
Ans. 
The main financial statements are the income statement, balance sheet, and cash flow statement.
• Income statement shows a company's revenues and expenses over a period of time.

• Balance sheet provides a snapshot of a company's financial position at a specific point in time.

• Cash flow statement details the cash inflows and outflows of a company during a period.

• These statements are essential for analyzing a company's financia
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Q2. How will you handle stressful situation
Ans. 
I handle stressful situations by staying calm, prioritizing tasks, and seeking support when needed.
• Remain calm and composed under pressure

• Prioritize tasks based on urgency and importance

• Seek support from colleagues or supervisors if necessary
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Q1. Tell me about your previous work experience?
Ans. 
I have over 5 years of experience working as a KYC Analyst in the banking industry.
• Performed customer due diligence and enhanced due diligence on new and existing clients

• Conducted risk assessments and investigations to ensure compliance with regulations

• Reviewed and analyzed customer documentation to verify identity and assess risk levels

• Collaborated with internal teams and external stakeholders to gather necessary info...read more
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Q2. How do you handle pressure and ensure timely completion of tasks?
Ans. 
I handle pressure by prioritizing tasks, staying organized, and seeking help when needed.
• Prioritize tasks based on deadlines and importance

• Break down tasks into smaller steps to manage time effectively

• Communicate with team members and supervisors for support and guidance

• Take short breaks to recharge and maintain focus

• Stay organized with to-do lists and calendars

• Practice stress-relief techniques like deep breathing or m
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Q1. Tell me about yourself.
Ans. 
I am a detail-oriented KYC Analyst with 5 years of experience in conducting due diligence and risk assessments for financial institutions.
• 5 years of experience in KYC analysis

• Skilled in conducting due diligence and risk assessments

• Strong attention to detail

• Familiar with AML regulations and compliance procedures
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Q2. Why did you leave your previous organisation?
Ans. 
Seeking new challenges and growth opportunities in a different environment.
• Desire for career advancement

• Seeking new challenges

• Relocation

• Company restructuring

• Better work-life balance
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Q1. How do we do credit analysis of a company, explain in detail?
Ans. 
Credit analysis of a company involves evaluating its financial health, creditworthiness, and ability to repay debt.
• Gather financial statements and reports from the company.

• Analyze financial ratios such as liquidity, solvency, and profitability.

• Assess the company's industry and market conditions.

• Review the company's credit history and payment behavior.

• Consider any external factors that may impact the company's creditwor...read more
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2 easy lc, 1 medium and 1 hard. I completed 3/4 including hard and medium.

Q1. Theoretical questions on sql/rdbms
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Q2. Dsa v easy question
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Q1. Asked me about hobbies
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Q2. When do you work efficiently
Ans. 
I work efficiently when I have a clear goal, a structured plan, and minimal distractions.
• Having a clear goal helps me stay focused and motivated.

• Creating a structured plan allows me to prioritize tasks and manage my time effectively.

• Minimizing distractions, such as turning off notifications or finding a quiet workspace, helps me maintain concentration.

• Examples: Setting daily goals, using time management techniques like
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Q1. Write a list comprehension for finding even numbers from 0 to 11
Ans. 
List comprehension to find even numbers from 0 to 11
• Use list comprehension with condition for even numbers

• Syntax: [x for x in range(12) if x % 2 == 0]

• Example: ['0', '2', '4', '6', '8', '10']
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Q2. Explain test driven development
Ans. 
Test driven development is a software development process where tests are written before the actual code.
• Write a failing test case based on requirements

• Write the minimum code to pass the test

• Refactor the code to improve quality and maintainability

• Repeat the process for each new feature or change
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Q3. How did you perform testing? What are the unit testing modules that you have used?
Ans. 
I performed testing by utilizing various unit testing modules such as JUnit and Mockito.
• Utilized JUnit for testing individual units of code

• Used Mockito for mocking dependencies in unit tests

• Implemented test cases to ensure proper functionality and identify bugs
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Q1. Explain your overall experience so far. Reason for jumping between jobs and what did you do in each of the company?
Ans. 
I have diverse experience in various industries, seeking growth opportunities and challenges.
• Worked in finance, healthcare, and technology industries

• Focused on project management, data analysis, and client relations

• Seeking opportunities for professional growth and development
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Q2. What is your expected compensation?
Ans. 
My expected compensation is based on my experience, skills, and the market rate for Senior Associates in this industry.
• Research the average salary range for Senior Associates in the industry

• Consider my years of experience and relevant skills when determining my expected compensation

• Be open to negotiation based on the overall compensation package offered
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Q1. What are the key concepts of computer science and data structures and algorithms that are commonly evaluated in interviews?
Ans. 
Key concepts in computer science and data structures commonly evaluated in interviews.
• Data structures: arrays, linked lists, stacks, queues, trees, graphs

• Algorithms: sorting algorithms (e.g. quicksort, mergesort), searching algorithms (e.g. binary search), dynamic programming, recursion

• Complexity analysis: time complexity (Big O notation), space complexity

• Object-oriented programming concepts: inheritance, polymorphism,...read more
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Q1. Dsa and dbms round
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Q1. Tell me about yourself
Ans. 
I am a motivated and detail-oriented individual with a passion for learning and problem-solving.
• I have a strong academic background in computer science and have completed several internships in the tech industry.

• I am proficient in programming languages such as Java, Python, and SQL.

• I have experience working on projects involving data analysis and machine learning.

• I am a quick learner and enjoy taking on new challenges.
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Q2. Why do you want this job
Ans. 
I am passionate about helping individuals with disabilities and want to gain hands-on experience in the field.
• Passionate about helping individuals with disabilities

• Seeking hands-on experience in the field

• Interested in learning more about SSD services and support
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Q1. Why do you want to work at bny
Ans. 
I want to work at BNY because of its reputation for innovation and commitment to excellence in the financial industry.
• BNY has a strong reputation for innovation and excellence in the financial industry

• I am impressed by BNY's commitment to diversity and inclusion

• I believe BNY offers great opportunities for professional growth and development
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Q2. Tell be about a time you struggles
Ans. 
I struggled during my first semester of college due to the transition from high school and the workload.
• Transitioning from high school to college was challenging

• Struggled to balance coursework and extracurricular activities

• Sought help from professors and peers to improve study habits
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