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Axis Bank
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Axis Bank Banking Assistant Interview Questions and Answers
Axis Bank Banking Assistant Interview Experiences
2 interviews found
Selected
I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.
(4 Questions)
- Q1. Group discussion
- Q2. Assignment /case study
- Q3. One by one step
- Q4. Bank related questions
Interview Preparation Tips
Banking sector information and futire of direct seling business
Accounting department
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
I applied via Referral and was interviewed before Jul 2023. There were 2 interview rounds.
Grup discussion is nice
They may ask questions on patterns, series, data interpretation, percentages, ratios, and basic arithmetic.
Interview Questionnaire
4 Questions
- Q1. Why do u want to make a career in the banking sector
- Ans.
I want to make a career in the banking sector because of its stability, growth opportunities, and the chance to work with diverse clients and financial products.
Stability: The banking sector is known for its stability, even during economic downturns.
Growth opportunities: Banks offer various career paths and opportunities for advancement.
Working with diverse clients: Banks serve a wide range of clients, allowing for exp...
- Q2. What are the common ways to operate your banks account?
- Ans.
Common ways to operate a bank account include online banking, mobile banking, ATM transactions, and in-person transactions.
Online banking through the bank's website or mobile app
Mobile banking through the bank's mobile app
ATM transactions for deposits, withdrawals, and transfers
In-person transactions at a bank branch or through a teller
Direct deposit for regular income
Automatic bill pay for recurring expenses
- Q3. What's a charge off?
- Ans.
A charge off is a debt that a lender has given up on collecting and has written off as a loss.
A charge off is a negative mark on a credit report.
It typically occurs when a borrower fails to make payments for several months.
The lender will then write off the debt as a loss and may sell it to a collection agency.
The borrower is still responsible for paying the debt, but it may be more difficult to negotiate with a collec...
- Q4. Whatvia the line credit
- Ans.
A line of credit is a flexible loan that allows you to borrow money up to a certain limit.
It is a type of revolving credit
Interest is only charged on the amount borrowed
The borrower can withdraw funds as needed
The credit limit is based on the borrower's creditworthiness
Examples include credit cards and home equity lines of credit
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Investment Banking Analyst Interview Questions & Answers
Bank of America
Anonymous
posted on 29 Nov 2024
I applied via LinkedIn and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. Describe a recent business news and how it would affect your role
- Q2. Tell me about yourself
- Ans.
I am a recent graduate with a strong background in finance and a passion for investment banking.
Recent graduate with a degree in finance
Internship experience in investment banking
Strong analytical and financial modeling skills
Passionate about the investment banking industry
Interview Preparation Tips
IBPS takes test moderate to high
(2 Questions)
- Q1. Assessment of working capital
- Ans.
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
- Q2. Why do you wan tot join banj
Interview Preparation Tips
(1 Question)
- Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
- Ans.
To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.
Examine the company's financial statements to assess its profitability, liquidity, and leverage.
Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.
Evaluate the company's ...
(2 Questions)
- Q1. Type of Charge?
- Ans.
Type of charge refers to the nature of the financial obligation, such as fixed or floating charge.
Type of charge can be fixed or floating.
Fixed charge is a specific charge on particular assets of a company, while floating charge is a charge on a class of assets that change from time to time.
Examples of fixed charges include mortgages and debentures, while examples of floating charges include inventory and accounts rece...
- Q2. What is the role of CERSAI portal?
- Ans.
CERSAI portal is a centralized platform for registering and maintaining security interests created by lenders on movable assets.
CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.
It helps in creating a central registry of security interests on movable assets to prevent fraud and improve transparency in lending.
Lenders are required to register their security interest...
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed in Jul 2023. There were 5 interview rounds.
Knowledge test fro banking industry
Type of customer and their behaviour
(1 Question)
- Q1. Financial knowledge
(1 Question)
- Q1. Salary discussion
Interview Preparation Tips
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Axis Bank Interviews By Designations
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Axis Bank Banking Assistant Interview Process
based on 2 interviews
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Axis Bank Banking Assistant Reviews and Ratings
based on 7 reviews
Rating in categories
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Assistant Manager
15k
salaries
|  ₹1.8 L/yr - ₹6 L/yr |
|
Deputy Manager
10.5k
salaries
| ₹2 L/yr - ₹8.7 L/yr |
|
Manager
6.1k
salaries
| ₹4.9 L/yr - ₹14 L/yr |
|
Senior Manager
5.2k
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| ₹8 L/yr - ₹28 L/yr |
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salaries
| ₹1 L/yr - ₹5.5 L/yr |
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