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AU Small Finance Bank
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I applied via Referral and was interviewed in Apr 2021. There were 6 interview rounds.
A bank is a financial institution that provides various services such as accepting deposits, lending money, and facilitating financial transactions.
Accepts deposits from individuals and businesses
Lends money to individuals and businesses
Facilitates financial transactions such as wire transfers, bill payments, and issuing credit cards
Provides investment and wealth management services
Offers various types of accounts such...
Working capital is the amount of money a company has available to fund its day-to-day operations.
Working capital is calculated by subtracting current liabilities from current assets.
Current assets include cash, accounts receivable, and inventory.
Current liabilities include accounts payable, taxes owed, and short-term loans.
A positive working capital indicates that a company has enough funds to cover its short-term obli...
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to assess a borrower's ability to repay debt.
DSCR is calculated by dividing the borrower's net operating income by their total debt service.
A DSCR of 1 or higher indicates that the borrower has enough income to cover their debt obligations.
A DSCR below 1 suggests that the borrower may struggle to meet their debt payments.
Lenders typically prefer...
Operating cycle is the time it takes for a business to convert inventory into cash.
Operating cycle = Inventory conversion period + Receivables conversion period
Inventory conversion period = (Average inventory / Cost of goods sold) x 365
Receivables conversion period = (Average accounts receivable / Credit sales) x 365
Operating cycle helps in determining the efficiency of a business in managing its working capital
A short...
Important ratios used in credit and financial analysis include debt-to-equity, current ratio, and gross profit margin.
Debt-to-equity ratio measures a company's leverage and financial risk
Current ratio measures a company's ability to pay its short-term debts
Gross profit margin measures a company's profitability
Other important ratios include return on equity, interest coverage, and inventory turnover
These ratios help ass...
Factors and points to check while processing a loan application
Credit score and history
Income and employment status
Debt-to-income ratio
Collateral
Purpose of the loan
Repayment plan
Credit report
Legal documentation
I was interviewed in Jan 2025.
I have a diverse group of female friends from different backgrounds and interests.
I have around 10 close female friends who I regularly keep in touch with.
My female friends range from childhood friends to colleagues to neighbors.
I have friends who are into fitness, art, music, and travel, providing a variety of perspectives and experiences.
I value the different viewpoints and support that my female friends provide in m
Bad atmosphere and the bad behaviour of the person of the bank
I was interviewed in Feb 2025.
I was interviewed in Jan 2025.
Hard bkt handling the customer
The maximum number of customer visits in a day depends on various factors such as team size, workload, and efficiency.
Consider the size of the collections team
Evaluate the workload and complexity of accounts
Assess the efficiency of the team in conducting visits
Set realistic targets based on available resources
Implement strategies to optimize customer visit scheduling
AU Small Finance Bank interview questions for popular designations
I was interviewed in Feb 2025.
Get interview-ready with Top AU Small Finance Bank Interview Questions
Windows servers are operating systems developed by Microsoft specifically for server use.
Operating systems developed by Microsoft for server use
Provide services such as file sharing, application hosting, and network management
Common versions include Windows Server 2016, Windows Server 2019
A virtual machine (vm) is an emulation of a computer system that runs on a physical machine.
VMs allow multiple operating systems to run on a single physical machine
They are commonly used for testing software, running multiple applications, and server consolidation
Examples include VMware, VirtualBox, and Hyper-V
32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM and perform better with 64-bit applications.
32-bit OS can only address up to 4GB of RAM, while 64-bit OS can address much more RAM.
64-bit OS can perform better with 64-bit applications compared to 32-bit OS.
64-bit OS allows for larger file sizes and better security features.
Some older hardware and software may not be compatible with
Seeking new challenges and growth opportunities in a more senior role.
Desire for career advancement
Opportunity for professional development
Seeking new challenges
Looking for increased responsibilities
Wish to utilize skills in a more senior position
I applied via Walk-in and was interviewed in Oct 2024. There were 2 interview rounds.
I have extensive knowledge and experience in the market, including key players, trends, and customer needs.
I have worked in the sales industry for X years, gaining valuable insights into market dynamics.
I regularly attend industry conferences and networking events to stay updated on market trends.
I have built strong relationships with key stakeholders in the market, allowing me to gather valuable market intelligence.
I ...
I will strive to achieve my targets every month by utilizing my sales skills and strategies.
I will create a detailed sales plan and set achievable targets for myself
I will continuously monitor my progress and make necessary adjustments to ensure target achievement
I will proactively seek out new opportunities and leads to meet and exceed my targets
I was interviewed in Jan 2025.
I applied via Naukri.com and was interviewed in Nov 2024. There were 3 interview rounds.
How many cases in list
I have 5 years of experience working as an Agency Manager in the insurance industry.
Managed a team of 10 agents to exceed sales targets
Developed and implemented strategic plans to increase client base
Collaborated with marketing department to create effective campaigns
Provided training and support to agents to improve performance
The team should have strong abilities to handle relocations efficiently and effectively.
Team members should have good communication skills to coordinate with clients and vendors.
They should be organized and detail-oriented to ensure all aspects of the relocation process are taken care of.
Problem-solving skills are essential to address any issues that may arise during the relocation.
Experience in logistics and project m...
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The duration of AU Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 685 interviews
Interview experience
based on 11.6k reviews
Rating in categories
Betul,
Khandwa
+11-3 Yrs
Not Disclosed
Gwalior,
Shivpuri
1-3 Yrs
₹ 0.5-2.5 LPA
Assistant Manager
1.3k
salaries
| ₹0 L/yr - ₹0 L/yr |
Deputy Manager
984
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Manager
950
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
615
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Executive
557
salaries
| ₹0 L/yr - ₹0 L/yr |
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